Flood Insurance

The Canopy Insurance Agency knows as a homeowner, renter or condo unit owner, it’s important to insure your home and/or its contents. Depending on your property location, your home is either considered at high-risk or at moderate-to-low risk for a flood. Your insurance premium will vary accordingly. Building and contents coverage starts at just $119 per year.

The Canopy Insurance Agency knows that as a business owner protecting your building and your contents is vital to its survival. Your business is either in a high-risk or moderate-to-low risk area and insurance premiums vary accordingly. Premiums start as low as $550 per year for both Building and Contents, while Contents Only coverage starts at $145 per year. Commercial coverage gives you up to $500,000 of insurance to protect your building and up to $500,000 to protect its contents.

Nearly 25% of all flood claims occur in moderate-to-low risk areas.

Request a quote:

  1. Click here to download our Flood Questionnaire  Please complete the questionnaire, then print & email or fax to back to us.
  2. Or call 1-321-633-1500 and speak with one our representatives.

Coverages:

Building Property

  • The insured building and its foundation
  • Electrical and plumbing systems
  • Central air conditioning equipment, furnaces, and water heaters
  • Refrigerators, cooking stoves, and built-in appliances such as dishwashers
  • Permanently installed carpeting over unfinished flooring
  • Permanently installed paneling, wallboard, bookcases, and cabinets
  • Window blinds
  • Detached garages (up to 10 percent of Building Property coverage) Detached buildings (other than garages) require a separate Building Property policy
  • Debris removal

Personal Contents Property

  • Personal belongings, such as clothing, furniture, and electronic equipment
  • Curtains
  • Portable and window air conditioners
  • Portable microwave ovens and portable dishwashers
  • Carpets that are not included in building coverage
  • Clothing washers and dryers
  • Food freezers and the food in them
  • Certain valuable items such as original artwork and furs (up to $2,500)

Discounts:

Year Built
Floor Elevation
Community Rating (what actions the county has taken to manage the floodplain risk)